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Smart Phone Apps Blog

Author: Michael Clark (page 1 of 2)

The Best Loan Apps for Instant Cash with Easy Payment Terms

Instant loans are hard to come by if you only rely on banks. There’s a lot of paperwork to fill up and there’s no guarantee you’ll be getting the money. However, if you only need some cash to tide you over until your next payday, then consider these loan apps. These apps are often covered by angel investors and it’s like a crowdsource type where multiple people pool money to loan to you. Here are some of the best apps out there for quick loans.

Best Instant Cash Loan Apps to Choose for 2019

#1 PockBox

Borrow up to $2,500 online with PockBox. You can create an online loan request and the app will connect you to online and offline lenders for the best deal. What’s great with the app is that you can still get a loan even if your credit score is not that good. There are great reviews with the app with many users getting the amount they loaned in just a day.

PockBox Website

#2 Avant

If you have a credit score of at least 600, then Avant can connect you to people that will loan you up to $35,000 at an affordable interest rate. Unlike other cash loan apps out there, Avant is the lender. Though approval might take a couple of days, you’re still going to get a great deal.

Avant Website

#3 Prosper

Great for larger loans, Prosper allows people with better credit scores to loan up to $35,000 with terms as long as 5 years at 5.99% APR. Money is pooled from investors such as yourself so there are funds always to fund loans. The credit score might prevent a lot of people from loaning but if you’re an investor then you know the credit score requirement will be for your safety.

Prosper Website

#4 SoFi

One of the best loan apps for larger amounts, SoFi can give you loans up to $100,000. However, you might need a very good credit score to qualify for said amounts. Don’t worry though, you can still get other loan amounts at varying APR to as low as 5%. There’s a good community at SoFi with events and privileges so you can be guided with your loan.

SoFi Website

#5 LendUp

Unlike the previous apps, LendUp is more of a payday loan app. Unlike a personal loan app, payday loans have larger APRs. Only use this loan service if you have to quickly pay off something to avoid closures, penalties or more. The amount that LendUp can offer you is up to $1,000 only though they’re more lenient when it comes to credit scores.

LendUp Website

Managing Loans and Avoiding Debt Trap

The most important thing you have to consider is that you’re not getting a windfall with any loans. These are amounts you’ve borrowed against your earning potential. If you’re trying to fix your credit history to qualify for a home mortgage loan, then avoid any of the apps mentioned. However, if you really need the money then get the smallest loan possible and pay it off immediately.

Learn more about financial apps or apps in general with SFBMHA. Be up to date on all types of apps for lifestyle, health, organization and more.

 

The 5G Technology for Mobile Gadgets

Moving from 4G or LTE to 5G, electronic users can now expect to have a faster experience in mobile surfing anytime and anywhere. The next generation for mobile internet connectivity establishes a more reliable connection for smartphones and gadgets compared to how it’s been offered before.

Top mobile developers are now incorporating this technology to new models coming this 2019. Their latest research multiplies the current mobile connection performance that the average speed will soon become lower than the customary surfing speed. The speed boost will make the mobile users crave for more than what 4G is currently providing.

5G uses a lower frequency spectrum in accordance with the range and interference issues. The developers used to place it in a high-frequency spectrum with a shorter range and higher capacity for wider online access. However, having a low-frequency spectrum makes 5G cross farther distances even through walls and other stumbling blocks. This serves as a very big jump from LTE’s representation.

Is the development of 5G only about the speed?

The development of 5G is not limited to the speed. One of its top benefits is the low latency feature. It is the response time between your prompt of action and the reaction of the gadget in starting the activity itself. The networks respond from 4G’s 20milliseconds down to as little as 5G’s 1millisecond. It’s just like a blink of an eye.

The response time is a very big issue in mobile surfing. Even if the network loads feeds and videos at a faster speed, the low latency feature completes the package.

What are the other benefits?

This will greatly affect a lot of digital uses. Video gamers will appreciate the quick response in intense mobile games. You can watch a video with a much lesser lag period. Or, for greater purposes such as empowering self-driving cars with swifter reflex in tight switches and turns. Even helping other fields such as academics, medical, or commercial businesses.

The use of 5G will not only be for phones or tablets but for other gadgets that can connect with the internet as well such as cameras, vehicles, medical devices, ATMs, etc.

5G Pricing

There’s a very high possibility that charges on cellular and other internet-connecting devices will significantly rise up. With the increase in premium services, the pricing will climb that way as well. This will not only affect the gadget pricing but also the network providers who will soon catch up with 5G’s latest trend.

 

Read more about the latest electronic trends here: http://www.sfbmha.com/the-new-p10-smartphone-from-huawei/

Top 10 Most Downloaded Apps for Android

The best apps for Android are usually those which are most downloaded by active users. Google Play Store has a list of recommended apps which are essential for daily use that will cover nearly all of the activities of an ordinary Android user. Some of these apps are to be purchased at the Google Play Store but most of these, especially the most popular Android apps, can be downloaded for free. Let’s see which of them made it to the record of Google Play Store’s top ten most downloaded apps.

 

  1. Facebook

4.119 billion downloads

Are you even surprised? I believe that no matter what propaganda may arise against Facebook, it will remain to be a record-breaking mobile app which is obviously enjoyed by Android users.

 

  1. Facebook Messenger

3.408 billion downloads

Messenger is one of Zuckerberg’s smartest moves. Why, of course, it is an app that is in partnership with the topmost downloaded mobile app. Besides that, it is a highly efficient communication app and easy on the hands, too.

 

  1. WhatsApp

2.979 billion downloads

We have to hand it down to this top developer who once again made a wise call by buying-out the most popular instant messaging tool. Facebook’s developer snatched all the top three spots!

 

  1. Instagram

1.843 billion downloads

Another Facebook-owned app is on a high rank and places number four on the list. Instagram is another popular app which offers a great platform for sharing and connecting.

 

  1. Skype

1.039 billion downloads

Being the first of becoming a popular video-calling app, Skype was easily embraced by mobile users and is up until now at the top of its kind.

 

  1. Subway Surfers

1.025 billion downloads

Did you see that coming? Subway Surfers, which I must say is not the first of its category, became the most downloaded Android game application.

 

  1. Twitter

833.858 million downloads

There goes our third most downloaded social media app.

 

  1. Clean Master: Space Cleaner and Antivirus

833.739 million downloads

Clean Master became a famous mobile space cleaner and antivirus for Android but others would rather say that it is not necessarily the best of its category.

 

  1. Candy Crush Saga

805.826 million downloads

I bet you’ve been waiting for this! I present to you Candy Crush Saga, the favorite Android game placing number nine on our list.

 

  1. Snapchat

782.837 million downloads

Snapchat and Instagram may have a shared feature but it still managed to climb up to the top ten most downloaded app for Android.

Dorm Friendly Tech Every College Student Needs

If you have a student that is heading off to college this fall the stuff that you get them for their dorm room really will make a difference in how well they do at school. Some parents think that all those tech gadgets aren’t necessary in order for your child to have a successful year but there is no doubt that some of these tech gadgets will definitely make the transition to living in a dorm easier for your child.  It can be tough adjusting to living in a small space with someone else, especially if it’s someone they don’t know well. These smart tech gadgets will make life much easier for your child as they start their college years:

Noise Canceling Headphones

When kids go off to college most parents think about getting them the basics like a microwave and a mini-fridge but there’s another basic that often gets forgotten: noise canceling headphones. While they can go to the library the library won’t always be open when your child needs to study. High-quality noise canceling headphones are an absolute must-have for students living in the dorm. And they can also be used at night to help your child sleep if they have a noisy roommate or a roommate that needs to get up for an early morning class. They can also play on creative apps

 

technology

A Good Headphone Can Make All The Difference

 

Amazon Echo Dot

The Amazon Echo Dot can do everything that the Echo can do but it’s smaller and takes up less space, which makes it perfect for a dorm room. Your student can order those late night pizzas just be telling Alexa to order a pizza. And they can stock up on necessities without having to get online and they can call you easily so they will have no excuse not to call home. You can grab it from Amazon at a great price.

technology

A Neat Edition To Any Home

External Hard Drive

technology

A Good Way To Save Space

There are plenty of ways that your child can store papers, documents, photos and other important data in the Cloud, but they won’t always be in a place where they can access the Cloud or data from apps they like such as ones from Best Cell Phone Spy Apps. An external hard drive has all the space to hold videos, papers, notes, and everything else that your student will need. Your student can easily plug the external into their laptop or into some tablets and have instant access to all of their work.

 

Best Apps for Wellness

The Best Apps 

In 2018, one has to be intentional if they want to focus on health and wellness. There are so many distractions out there like fast food and candy. But its important to focus on the things that are going to improve, not hurt your health. Technology has done many things to help people on their path to being healthy. On this article I made a list of the best apps for staying healthy. Also look out for ticks with the Tick Tracker App

 

best apps

Face Mask For Relaxation

Those that are wanting to find an app that can help them on their path to wellness have come to the right place. These days there are so many people wanting to get on the track to being healthy but are finding it difficult. This is where a great app can come in. Here are a few apps focused on the different aspects of wellness. Even a cell phone spy app

Sleep Cycle

Sleep Cycle has many features, it lets you choose a nice alarm for when you waking up in the morning. It shows you what cities you have slept best in over the years. It gives you a percentage of how well you slept when you wake up in the morning. There are even a ton of relaxing sounds that one can listen to as they are sleeping.

Mealime

Eating well is an integral part of a healthy lifestyle but it is not easy. Mealime is one of the most popular apps in the App Store, with over 6,000 reviews. It offers meal suggestions, cooking recipes, and even alternative ingredients for those with a food allergy or who are trying to avoid glutens. This is a great app for those that are wanting some inspiration in the kitchen.

 

best apps

Peaceful Rocks For Relaxing

Meditation

The stress of life can be one of the greatest hindrances to our health. Too much stress can lead to bad habits like smoking, unhealthy eating and binge drinking. One of the best ways to deal with stress is by meditating. One of the most popular apps for meditation is called Simple Habit. It guides one through a practice of meditation and allows them to select a meditation that fits their particular need. If you enjoyed this, check out my last post about dating apps

Do Dating Apps Really Work?

One of the benefits of living in the information age is that you don’t have to be great at meeting people at bars to find someone to go on a date with. There are millions of people using a variety of online dating apps, as well as the Best Cell Phone Spy Apps. Tinder and Bumble have replaced others, like Match.com, as the most popular dating apps, particularly among the younger crowd.

While they make meeting someone and getting a date easier, the question of whether they work in the long-term has yet to be seen. Sure, there are reports of people getting married who have met on Tinder or Bumble. However, there are more reports of people using these apps for hookups, which is what they’re more known for.

Many people are legitimately wondering if these apps work. They’re becoming less embarrassing to use, and more socially acceptable. If you have a life that’s too busy to allow for many chances to meet people, you might be wondering if an online dating app would help you meet that special someone

The Verdict On Dating Apps

They Can Work

Dating apps have brought couples together.

A surprising number of married couples have met over dating apps.

At the end of the day, the truth is that these apps can and often times do work. But they don’t always, like anything else. Some people go on dates and are extremely disappointed. Others go on multiple dates with the same person and end up getting married. There are a lot of people who use these apps, recommended by blogs such as Best Cell Phone Spy Apps, and end up finding someone that they truly love. The question of whether or not these apps work will really depend on what someone is looking for to begin with.

What Are You Looking For?

So, if you’re considering using a dating app, you have to ask yourself what you are looking for. Are you lonely and looking for someone to spend time with and talk to? Do you just want someone to hook up with? Or are you looking for a long-term companion? These are three of the most common reasons why someone would start using a dating app. At the end of the day, you’re more likely to find a short-term hookup partner than a long-term spouse.

Curb Your Expectations

Dating apps, like the internet, are not inherently bad. The problem is that many people have high expectations, due to the incredible number of users on these apps. Sites like Best Cell Phone Spy Apps have even covered this phenomenon. With so many people, they’re bound to find that special someone, right? Unfortunately, that’s not always the case. However, the chance is still there. If someone feels that the potential benefits outweigh the risks, then it’s certainly worth a try.

In 20 years, it could easily be the case that everyone is on a dating app. These apps could have complex algorithms that help match people up with dates who are compatible with their personality. Today, the world is still figuring out if these apps really work, or if they are merely our attempt at getting instant gratification and attention from someone we are attracted to.

Ranking The Lord of the Rings Movies

Tons of people enjoy the fantasy movie genre. There are few films that are better than the Lord of the Rings movies, especially the original trilogy. They’re an adaptation of J.R.R. Tolkien’s books, which were released in the mid-20th century. They’ve been some of the best fantasy, epic films to ever be released, making them an absolute hit with fans.

If you haven’t seen the Lord of the Rings movies, you need to do so as soon as possible. But if you have, one of the more interesting debates is whether the new films based on The Hobbit are as good as the original trilogy. I’d say no, but I was still happy to be experiencing Middle Earth again, even if only for a little while.

That being said, all of the Lord of the Rings movies are worth watching. Many fans have wondered how the newer films rank in comparison to the originals, so that’s what I’m going to discuss today.

The Battle of the Five Armies

This is the third installment in a series of films covering The Hobbit. I thought it was good, but overall it wasn’t as compelling as the first two. The best part is definitely the battle scene at the end, as well as when Bard is finally able to bring down the dragon known as Smaug. It’s interesting that the film opens right where The Desolation of Smaug ended.

An Unexpected Journey

An Unexpected Journey was a great movie.

I loved seeing Middle Earth again in An Unexpected Journey.

This is the film where fans were reintroduced to the world of Middle Earth. It was quite emotional for many fans, who hadn’t experienced it since they saw Return of the King in theaters. The film even starts with Frodo and Bilbo, before it flashes back to Bilbo’s younger days, when he first went on his adventure with the dwarves.

The Desolation of Smaug

This is the middle film in The Hobbit trilogy. Personally, I loved the interaction between Bilbo and Smaug the dragon, which takes place under The Lonely Mountain.

The Two Towers

The Two Towers is just as good as the other two original LOTR films, but it had to be ranked somewhere. Some of the best fight scenes in the whole series appear in this film, especially during the battle for Helm’s Deep and when Eomer and Gandalf charge down the mountain to save the day.

The Return of the King

The Return of the King is only better than The Two Towers because it ends in an emotionally-charged conclusion to the entire series. There are great fight scenes in this one as well. For example, Gondor faces the armies of Mordor in front of Minas Tirith, at the Battle of Pelennor Fields. In addition, this movie has about 5 different ending. They make it an emotionally taxing end, to say the least.

The Fellowship of the Ring

This is the film that introduced people to Peter Jackson’s world, which he was creating for the next few films. What makes The Fellowship of the Ring the best is that, in introducing his audience to Middle Earth, Peter Jackson made places like The Shire and Rivendell come to life. This film has some incredibly beautiful cinematography, which is probably why it has a 91% on Rotten Tomatoes.

Other LOTR fans may agree or disagree with my ratings, and that’s alright with me. But if you’ve never seen them, the one thing you need to do is go watch them right now on your computer or smartphone. They’re definitely worth your time.  

Facebook’s New Messenger For Kids

Earlier this month, Facebook unveiled a new Messenger for Kids on the iOS platform. Currently, this is one of those social media apps that’s only available through Apple, but there is an Android version in the works. However, a lot of parents have mixed feelings about the app.

Facebook has always restricted its site to users who are 13 years old or older. That doesn’t necessarily stop kids younger than 13 from using it. But according to Facebook’s terms of service, anyone who signs up for an account has to sign an agreement that they meet this requirement.

Facebook Messenger For Kids, on the other hand, deliberately targets kids as young as 6 years old. It was specifically designed for kids between the ages of 6 and 12. Like many other social media apps, it has emojis, filters, and stickers that appeal to children. It also has many of the same capabilities as regular Facebook Messenger, like photo taking and video chatting. However, in this kid-friendly version, it’s impossible to make in-app purchases.

In order to make the Messenger For Kids app safe, Facebook has jumped through a lot of hoops. Kids can’t be found in a regular Facebook search, and they can’t add friends on their own. Only their parents can add friends for them, as long as those friends are within the parent’s social media circle.

How It Works

Facebook has recently developed Messenger For Kids.

Facebook has now created a kid-friendly version of their popular Messenger app.

So this is how Messenger For Kids works. A parent logs into their own Facebook account and set up a Messenger For Kids account for their child. They need to verify their information in order to add them. Then they can approve anyone on their friends list as a contact. So grandparents, cousins, and other relatives can be added to their child’s Messenger For Kids. After the parent adds the child, they are supposed let them use the device so they can customize their interface with colors, photos, stickers, and more.

In order to add their child’s friend to their Messenger, the parent needs to add the other child’s parent as a Facebook friend. From there, the other parent needs to accept, and then the two parents can add their children to each others’ Kids app friends list. It’s a clunky process, but unlike other social media apps, it prevents kids from adding people they don’t know as friends.

The question is, does a 6 year old really need to be chatting on Facebook Messenger? Parents who like the app say that it makes it easier to do group and family chats. Meanwhile, others say that it’s just a ploy by Facebook to get their children hooked on social media apps at an early age. Parents, what do you think of Facebook Messenger For Kids? Do you want your children using it?

The Best Electronics to Take to a Coffee Shop

There are a lot of electronics out there that are great for work environments. A lot of people prefer to use certain electronics over others. Many of these devices are also ideal for recreational use, such as sending messages, editing photos, and looking up helpful guides, like how to catch a cheater. Some people stick with tablets, others a more conventional laptop, and still other people like to use their smartphone for most of their work. If that happens to be you, then it may be a good idea to learn about other devices you can use while you’re on the go. For many people, the most popular place to get some work done is a coffee shop. But the question is, what device should you use once you get there?

The Best Electronics to Use at a Coffee Shop

MacBook Air

The MacBook is one of the most popular lines of laptops. In particular, the MacBook Air is ideal for carrying around because it’s so light. It really lives up to the name of “Air” because it weighs just under 3 pounds. While a lot of people out there are using a MacBook Pro, myself included,  one of the best upgrades that they could make is buying the Air. It’d enable them to travel a lot easier with their laptop, because it can fit smoothly into a backpack or purse. Just be sure to get a case for your MacBook Air so that it doesn’t fall and break. No one wants to replace a broken laptop.

Microsoft Surface

My backup device is a Microsoft Surface Pro 3. It’s one of the best tablets out there, especially if you need to get a lot of work done. One of the most important parts of working in the modern world is using the right tablet or laptop. Without it, you’ll be missing out on learning some pretty important life and dating advice, such as how to catch a cheater. A lot of people can’t function without a tablet anymore because they’ve gotten so used to its touchscreen. Does this sound like you? Then you’d really enjoy the Surface.

This is one of my favorite devices.

The Microsoft Surface Pro 3 is one of my favorite devices.

The one downside of this device is that the keyboard doesn’t have a lot of give. If you’re writing a lot, it might be better to go with a more conventional laptop or plug a separate keyboard into the Surface.

Amazon Fire Tablet

If you don’t need a device for work and instead just want to read books, watch movies, or discover how to catch a cheater, the Amazon Fire is for you. It’s a much cheaper tablet that can perform those tasks just fine. While its display isn’t as impressive as the iPad Pro or the Surface, it’s much affordable overall. Plus, there’s an HD option of the Amazon Fire, too.

iPhone

Finally, the classic iPhone is a great choice for doing work at a coffee shop. There are few electronics that are as small as this one, yet can do so much. Although, if you’re doing a lot of typing, it would be better to use a device that has a physical keyboard. Still, the iPhone can help you do almost anything you need to get done. With it, you can look up everything from how to catch a cheater to movie times for you and your family.

The title of this post may say “coffee shop,” but these are really the best devices for someone who’s always on the go. The one you choose will probably depend on what your profession is. But honestly, I think you can’t go wrong with any of them.

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