Smart Phone Apps Blog

Category: Mobile Devices

The Best Loan Apps for Instant Cash with Easy Payment Terms

Instant loans are hard to come by if you only rely on banks. There’s a lot of paperwork to fill up and there’s no guarantee you’ll be getting the money. However, if you only need some cash to tide you over until your next payday, then consider these loan apps. These apps are often covered by angel investors and it’s like a crowdsource type where multiple people pool money to loan to you. Here are some of the best apps out there for quick loans.

Best Instant Cash Loan Apps to Choose for 2019

#1 PockBox

Borrow up to $2,500 online with PockBox. You can create an online loan request and the app will connect you to online and offline lenders for the best deal. What’s great with the app is that you can still get a loan even if your credit score is not that good. There are great reviews with the app with many users getting the amount they loaned in just a day.

PockBox Website

#2 Avant

If you have a credit score of at least 600, then Avant can connect you to people that will loan you up to $35,000 at an affordable interest rate. Unlike other cash loan apps out there, Avant is the lender. Though approval might take a couple of days, you’re still going to get a great deal.

Avant Website

#3 Prosper

Great for larger loans, Prosper allows people with better credit scores to loan up to $35,000 with terms as long as 5 years at 5.99% APR. Money is pooled from investors such as yourself so there are funds always to fund loans. The credit score might prevent a lot of people from loaning but if you’re an investor then you know the credit score requirement will be for your safety.

Prosper Website

#4 SoFi

One of the best loan apps for larger amounts, SoFi can give you loans up to $100,000. However, you might need a very good credit score to qualify for said amounts. Don’t worry though, you can still get other loan amounts at varying APR to as low as 5%. There’s a good community at SoFi with events and privileges so you can be guided with your loan.

SoFi Website

#5 LendUp

Unlike the previous apps, LendUp is more of a payday loan app. Unlike a personal loan app, payday loans have larger APRs. Only use this loan service if you have to quickly pay off something to avoid closures, penalties or more. The amount that LendUp can offer you is up to $1,000 only though they’re more lenient when it comes to credit scores.

LendUp Website

Managing Loans and Avoiding Debt Trap

The most important thing you have to consider is that you’re not getting a windfall with any loans. These are amounts you’ve borrowed against your earning potential. If you’re trying to fix your credit history to qualify for a home mortgage loan, then avoid any of the apps mentioned. However, if you really need the money then get the smallest loan possible and pay it off immediately.

Learn more about financial apps or apps in general with SFBMHA. Be up to date on all types of apps for lifestyle, health, organization and more.


How to Take The Best Photos To Share On Social Media

Are you frustrated because it seems like other people are always sharing great photos on social media, but your own photos always look terrible? Like you, they’re also using their smartphone, so how come their photos look so much better? You can’t use an Android spy program to see what everyone’s photo-taking process is, but you can follow this guide. Here are some tips and tricks from professional photographers that will help you take better photos to share on social media websites:

Change Your Camera Settings

Your smartphone camera is pretty complex. There are a lot of settings that you can adjust to make the photos look better, clearer, and more focused. Take some time to play with these settings to figure out what will make your photos look better. Plus, it’s more fun to try them out yourself than find out what your friend uses through the use of an Android spy app. You can even refer to online tutorials to walk you through the process, too.

Never Use Flash

Flash really doesn’t do much to enhance a picture. All it does is give the subject red eyes or other distortions that needs to be fixed afterward. Instead, adjust the actual light in the space if you need to make it brighter. The flash is useless, so don’t use it. Just pretend it doesn’t exist.

Don’t Use Zoom

Your photos will be better quality if you don't use zoom.

Avoid using the zoom feature if you want high quality photos.

You should treat the zoom feature the same way. On smartphones, digital zoom doesn’t function the same as zooming in with a camera. In fact, it doesn’t really work at all. If you want to draw attention to one particular feature, crop the photo so it becomes the focus. Smartphone images are big enough that you can crop out quite a bit and still have a great quality photo. Remember to crop, not zoom, if you want a clear picture of a person, animal, or scene.

Get An Editing App

Here’s another secret that your friends who are taking amazing photos aren’t going to tell you – incredible photos rarely just happen. If you’re really curious, you can install an Android spy app on their phone to see how they create high quality photos. In addition, using a high quality photo editing app like Photoshop, Lightbox or iPhoto will allow you to make changes so your picture can really “pop.” You won’t be able to share your photos right after you take them, but if you want to improve their quality, take the time to edit them first before you post them on social media.

Don’t Use Filters

The filters on Instagram, Facebook, Twitter and other social media apps really aren’t too bad. Sometimes, they can add a cool effect to your photos, but everyone uses them. If you really want to use a filter, choose one from a proper photo editing app that will make your image look more unique. Do you really want to share yet another photo on Facebook with a “fall” filter on it? Be original and make your photos original, too.

Use The Timer

It’s always a struggle to take selfies that look good. Despite the impression you might get from your friends on social media, amazing selfies aren’t that easy. Usually for one good selfie, a person takes an average of 20 photos. But if you want to increase the chances that you’ll get one that you’re happy with, use the timer on your smartphone camera. You can set it for a few seconds, so you’ll have time to adjust your position and get your camera angle just right.

The Evolution of Mobile Computing

The consumer electronics industry has experienced significant advancements in the last 10 years. Traditional, desktop computers eventually advanced into bulky laptops. As laptops became thinner, the industry gave way to smartphones and tablets as well. This industry has come an awfully long way since the first computers were released. With this new wave of electronics, it’s easier than ever to use an address finder. You can look up any address and find out who it belongs to. There is also a plethora of other information that can be found on the Internet.

The release of the iPhone was a game changer. Millions of people own this smartphone, and if they don’t own one, they certainly know someone who does. The iPhone cleared the way for tablets and other mobile, touchscreen devices to become household items.

The Desktop Computer

The desktop computer was where it all began when it comes to home computers. I’m sure many people are wondering if they’ll ever own one again. Since the rise of the laptop and the tablet, the desktop has become much less commonplace. They’re hard to move around and they can’t be taken on the go. But, it can’t be denied that many people have taken advantage of the computing power of the desktop computer. They can easily utilize one for an address finder, web search, and more. Today, the desktop computer is still a great value for its price.

The Laptop

Apple's MacBook is one of the most popular products on the market.

Apple’s MacBook is popular among employees, students, and more.

One of the biggest advantages of a laptop is that it can be taken anywhere. These days, there are countless different laptops on the market. Apple’s MacBook is the most popular one, but there are a lot of other great companies out there that manufacture their own laptops. Today, the laptop is one of the most common portable devices. Chances are, whether you’re a student or you’re in the workforce, you probably use a laptop to get the job done. 

The Smartphone

Even though it’s only a smartphone, the iPhone revolutionized the entire mobile computing world. It brought touchscreen abilities of the future to the here and now. Plus, it paved the way for other devices to follow a similar approach. Although it has some competition, other smartphones simply aren’t as popular as the iPhone.

While many consider smartphones to be more of a phone than a computer, at the end of the day, they’re basically little computers that we carry around with us. They have had an enormously powerful impact on the consumer electronics industry and on the way that people think about computers. In addition, they let us look up information, use an address finder, and watch videos wherever we are. The next iPhone will make even more of an impact on the industry. It’s rumored that the device could be made entirely of glass.

The Tablet

Tablets are the fusion of laptops and smartphones. From the iPad Pro to the Microsoft Surface, they’ve redefined the way that people think about computers today. One of the advantages of a tablet is that people can type using touch screen technology or a detachable keyboard.

The consumer electronics is one of the fastest changing industries out there. In fact, electronics are developing faster than any other industry. Maybe that’s why we love them so much. Just don’t get too attached to your newest device. By this time next year, it might be obsolete.

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